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HOW THE JOB WORKS
Insurance companies call licensed CAT adjusters to the disaster area almost as soon as the event occurs. Speed is critically important, because insurers’ policies state that they’ll send a representative as soon as possible to inspect damage when a storm occurs.
When you arrive, you’ll begin reviewing claims, using your skills to address every detail. You may spend days, weeks or even months in the area inspecting damage and writing estimates. The more extensive your knowledge on particular types of storms, the more valuable you’ll be.
CAT adjusters need strong skills in:
• Inspecting and identifying the cause of damage • Writing up estimates • Interacting compassionately with policyholders who may be devastated by their loss • Interpreting insurance policies • Determining what the insurance provider should pay for coverable losses
Significant demands . . . outstanding rewards
CAT adjusting demands flexibility because insurance companies will expect you to respond to disasters in the field with very short notice and little chance to find accommodations. The work isn’t steady or full time, since storms and disasters do not happen on a regular schedule.
You’ll be on the road quite often—so you may not see your family for extended periods unless they travel with you. Be prepared to put in long hours when you’re working a job because time is of the essence.
The demands of CAT adjusting are great—but so are the rewards. Besides the prospect of earning more money in a few months than other people earn all year, you’ll have independence, freedom and the chance to travel to all sorts of places. You’ll also have the gratitude of the companies that hire you and the satisfaction of helping people in need.
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